If a worker is injured on the job, the employer's workers' compensation steps in and ensures that the worker has some paid time off to recuperate and that their medical bills are paid. Most people don't realize, however, that this same form of insurance can benefit members of a deceased's workers family as well. Only certain family members can get benefits, so read on to learn who gets them and how they work.
- Most people think of dogs as man's best friend. But even a domesticated dog can fall back into its wild nature from time to time. If you get attacked by a dog that does not belong to you, you might be able to get some financial restitution for your injuries, but only if you are smart about it. Here are 3 things you should do after suffering a dog bite in order to increase the chances of getting a financial settlement.
- If you are the victim of a careless driver, you may be relieved that the other driver at least had insurance coverage. It may be a small comfort now when you are dealing with the effects of the accident, but the insurance policy for the other side could come to mean the difference between getting nothing and getting fully compensated. At some point after the accident, you may be surprised to get a call from that insurance company, and they just want to chat with you about the accident.
- If you are the owner of a small business, then it is important for you to take proactive steps to avoid your employees filing workers compensation claims. When your employees file a claim against your workers compensation policy, your premiums will rise in the subsequent years. To prevent these added costs for your business, you can use the following tips to help avoid unnecessary workers compensation claims: Tip: Prescreen Potential Employees to Assess Their Physical Capability to Perform The Job
- No one gets in their vehicle expecting to be involved in an accident, but it can happen at any time. If you were injured by another driver's careless actions, you are entitled to be "made whole again." This phrase refers to putting you and your life, as much as possible, back to the state that existed before the accident. This can turn out to mean getting your vehicle replaced, paying for your medical expenses, and getting reimbursement for lost wages and compensation for the pain and suffering you and your family have endured because of another driver.